FAQs

Why should I ask for a loan through you?
1 Hour Loans For Bad Credit is the most preferred loan arranger in Canada. The salient features of our services are

  • 24*7 online accessible
  • Low interest and flexible payback plan
  • Fast approval
  • Simple application process
  • No hidden costs

Am I free to use the money without any restriction from lenders?
Yes, once the lender transfers the loaned money between $100 and $1000 in your account, you are free to use it without any restrictions from our side.

What are the eligibility criteria?
Anyone who is a working adult and a resident of Canada can apply for a loan.

How much do you charge?
We do not charge anything from you. However, in some cases, the lender might ask you to pay a small fee. You will be informed beforehand about it.

What are the options to repay the loan?
You will have the flexibility to pay the loan between 14 and 31 days. Additionally, there is an option to repay in easy installments also. Based on the frequency of your salary it can be repaid on weekly, fortnightly, and monthly basis.

Where and when can I apply for a loan?
You can apply from where ever you are right now! Your location and time do not matter. The whole process is online and paperless. We are available 24*7.

How safe is my personal information?
Your personal details are safe with us. We use highly advanced software and SSL encryption system to keep your data protected from unethical elements.

What is the procedure to apply for a loan?
It is very simple. Once you match the eligibility criteria, fill up your accurate details in the form available on Apply Now page, and submit it.

Where can I send my feedback and complaints?
You can reach us via Contact Us page with your suggestions and complaints. We will respond immediately.

Representative APR Example
C$125 borrowed for 28 days. Annual rate of interest: 360% (fixed). Total amount payable by one repayment: C$162.50. 2964% APR representative.